What Is Points Vault?

Points Vault is a mobile app designed for travelers who take their rewards seriously. Whether you're juggling Chase Ultimate Rewards, Amex Membership Rewards, airline miles across a dozen programs, or newer currencies like Rove Miles — Points Vault brings everything into a single, clean dashboard so you always know exactly what you have and what it's worth.

No more logging into five different loyalty portals. No more guessing whether your miles are about to expire. Points Vault will have the ability to track it all, flag opportunities, and help you redeem smarter. Beta Testing

All Major programs
supported
Free To download
& use
Beta Testing Balance
tracking

How It Works

Getting started takes under two minutes. Connect your loyalty accounts once and Points Vault does the rest — syncing balances, tracking expiration dates, and calculating real-world value across every program you hold.

  • Connect your programs

    Link your airline, hotel, and transferable points accounts. Points Vault supports all major programs — Amex MR, Chase UR, Capital One, Citi, Bilt, and more. Beta Testing

  • See your full portfolio

    Every balance, in one place, with an estimated dollar value based on current redemption rates. Know exactly what your points are worth today.

  • Never let miles expire

    Points Vault tracks expiration dates and alerts you before it's too late. Stop losing miles you've already earned. Beta Testing

  • Find the best redemption

    Get smart suggestions on when and where to redeem for maximum value — whether that's a direct booking, a transfer partner sweet spot, or a transfer bonus window.

Built for Every Type of Points Collector

Whether you're just starting out or you're a seasoned mileage maximizer with a dozen programs, Points Vault scales with your strategy.

🗂

Unified Dashboard

All your balances — airlines, hotels, transferable currencies — in one clean view. No more portal-hopping.

Expiration Alerts

Get notified before miles expire. Activity tracking tells you exactly what you need to do to keep accounts alive. Beta Testing

💱

Transfer Partner Map

See every transfer option from your currencies. Know which partners unlock the most value before you move points.

📈

Valuation Engine

Real-time cents-per-mile valuations based on current sweet spots, so you know when your points are worth redeeming.

🏨

Hotel Portal Compare

Compare hotel prices across Amex, Chase, Capital One, Bilt, and Rove portals side-by-side before you book. Beta Testing

🔔

Transfer Bonus Tracker

Never miss a limited-time transfer bonus again. Points Vault surfaces active promotions across all your programs. Beta Testing

Supported Programs

Points Vault tracks every major loyalty currency — from the big transferable programs to airline-specific miles and hotel points. Here's a sample of what's covered:

ProgramTypeTransfer Partners
Chase Ultimate RewardsBank14 partners
Amex Membership RewardsBank19 partners
Capital One MilesBank22 partners
Citi ThankYou PointsBank19 partners
Wells Fargo RewardsBank9 partners
Bilt RewardsBank24 partners
Rove MilesBank17 partners
ProgramAlliance
United MileagePlusStar Alliance
Delta SkyMilesSkyTeam
American AAdvantageOneworld
Air Canada AeroplanStar Alliance
Flying BlueSkyTeam
Marriott BonvoyHotel
Hilton HonorsHotel
Hyatt World of HyattHotel
IHG One RewardsHotel

Built Around Your Strategy

Points Vault doesn't tell you what to do — it gives you the information you need to make your own call. Whether you're chasing a specific redemption, building toward elite status, or just trying not to let miles expire, the app keeps you oriented.

Latest from the Vault

Deep-dive guides, program reviews, and strategy breakdowns — written for travelers who want to get the most out of every point.


Credit Cards Worth Getting

Curated credit card picks that complement your points strategy. Each card below has been selected for its welcome bonus, earning structure, and transfer partner access.

Chase · $795/yr
Sapphire Reserve
The gold standard for travel rewards — $300 travel credit, Priority Pass, 3x dining & travel.
Welcome Bonus
60,000 pts
View Offer →
Chase · $95/yr
Sapphire Preferred
Best starter travel card — 3x dining, $50 hotel credit, transfers to 14 partners.
Welcome Bonus
60,000 pts
View Offer →
Chase · $95/yr
World of Hyatt
Best hotel card — Discoverist status, free anniversary night, 4x at Hyatt.
Welcome Bonus
30,000 pts + 2 nights
View Offer →
Amex · $895/yr
Platinum Card
The ultimate lounge & luxury card — Centurion + Priority Pass + $200 airline credit.
Welcome Bonus
80,000 pts
View Offer →
Amex · $325/yr
Gold Card
Best card for dining & groceries — 4x restaurants, 4x supermarkets, $240 credits.
Welcome Bonus
60,000 pts
View Offer →
Amex · $550/yr
Hilton Aspire
Automatic Diamond status — $400 resort credit, free weekend night, 14x at Hilton.
Welcome Bonus
150,000 pts
View Offer →
Capital One · $395/yr
Venture X
Simple premium travel card — $300 travel credit, 10x hotels via portal, lounge access.
Welcome Bonus
75,000 miles
View Offer →
Capital One · $95/yr
Venture
Flat 2x miles on everything — no categories, transfers to 15+ partners.
Welcome Bonus
75,000 miles
View Offer →
Citi · $95/yr
Strata Premier
3x on air, hotels, dining, groceries, gas — gateway to Turkish Miles & Smiles.
Welcome Bonus
70,000 pts
View Offer →
Bilt · $0/yr
Bilt Blue
The only no-fee card that earns points on rent, mortgage & HOA. Access to all 24 transfer partners.
Welcome Bonus
$100 Bilt Cash
View Offer →
Bilt · $95/yr ⭐ Staff Pick
Bilt Obsidian
3x dining or groceries, $100 hotel credit, and points on rent & mortgage. The sweet spot in the Bilt lineup.
Welcome Bonus
$200 Bilt Cash
View Offer →
Bilt · $495/yr
Bilt Palladium
Flat 2x everywhere, Priority Pass, $400 hotel credit + $200 Bilt Cash. $600 in annual credits vs. $495 fee.
Welcome Bonus
50,000 pts + $300 Bilt Cash
View Offer →
Wells Fargo · $95/yr
Autograph Journey
5x hotels, 4x airlines, 3x dining — underrated transfer partners like Singapore & BA.
Welcome Bonus
60,000 pts
View Offer →
Partner Disclosure — Points Vault may receive compensation when you apply for credit cards through links on this page. We only feature cards we believe offer genuine value. Our editorial recommendations are not influenced by partnerships.

About Points Vault

Points Vault was built by travelers who were frustrated by the complexity of the loyalty points hobby. The tools that existed were either too simple to be useful or too technical for anyone who wasn't already deep in the hobby.

The goal was simple: build an app that works as a companion for both the curious beginner and the seasoned maximizer — something that keeps track of the basics automatically, but also surfaces the kind of insights that serious collectors actually care about.

Download Today

Your Miles Deserve Better

Stop leaving value on the table. Points Vault tracks every program, flags every expiration, and helps you find the redemptions worth booking.

Free to download. No subscription required.