Terms of Use
Last updated: April 12, 2026
Acceptance of Terms
By accessing and using the Points Vault website (points-vault.com) and the Points Vault mobile application (collectively, the "Services"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Services.
Description of Services
Points Vault provides tools and content to help travelers track airline miles, hotel points, and credit card rewards. Our Services include a rewards tracking application, editorial content about travel loyalty programs, and curated credit card offer pages.
Use of the Services
You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Services in any way that violates any applicable law or regulation
- Attempt to gain unauthorized access to any part of the Services
- Use the Services to transmit any malicious code or interfere with the operation of the Services
- Reproduce, distribute, or create derivative works from our content without written permission
- Use automated tools to scrape or extract data from the Services
Accounts
When you create an account with Points Vault, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
Intellectual Property
All content on the Services, including text, graphics, logos, images, and software, is the property of Points Vault or its content suppliers and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from the Services without our prior written consent.
Affiliate Links & Referral Disclosure
Points Vault contains affiliate and referral links to credit card issuers and travel loyalty programs. When you click these links and apply for or purchase products, we may receive compensation from the issuer or program. This compensation does not influence our editorial content, card ratings, or recommendations. We only feature products we genuinely believe offer value for travelers.
Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Points Vault does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.
Credit card offers, loyalty program details, transfer ratios, and reward valuations are subject to change at any time. Always verify current terms directly with the issuer or program before making financial decisions. Points Vault is not a financial advisor, and our content should not be considered financial advice.
Limitation of Liability
To the fullest extent permitted by applicable law, Points Vault shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the Services.
Third-Party Links
The Services may contain links to third-party websites, including airline and hotel loyalty programs, credit card issuers, and other travel services. Points Vault is not responsible for the content, privacy policies, or practices of any third-party websites.
Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Services after any changes constitutes acceptance of the new Terms.
Termination
We may terminate or suspend your access to the Services at any time, without prior notice or liability, for any reason, including if you breach these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.
Contact Us
If you have questions about these Terms, please contact us at contact@points-vault.com.